(1) Prize: $100,000 USD made payable to the winner.

Open only to legal residents of the fifty United States, the District of Columbia, Puerto Rico, Guam, American Samoa, US Virgin Islands, and Northern Mariana Islands, who are at least eighteen years of age or older as of time/date of entry.

Maximum number of entries is one.

Alternate Method of Entry: To enter without checking your Personal Loan rate, during the Sweepstakes Period, legibly handprint your full name, state of residence, email address, and age, on a plain 3×5 inch paper or card. Mail your completed Mail-In Entry to Realtime Media, Attn: SoFi Down With Debt Sweepstakes Entry (13115), 2460 General Armistead Ave, STE 209, West Norriton, PA 19403.