(1) Prize: a payment of up to $100,000 to pay the winner’s primary student loan(s) balance. The amount will be limited to the LESSER of $100,000 or the winner’s current student loan(s) balance at the time of winner verification. The value of the prize is up to $100,000.

Open only to legal residents of the fifty United States, District of Columbia, and Puerto Rico who are at least eighteen years of age (19 in Alabama and Nebraska) or older as of time/date of entry and have an existing student loan with SoFi or another U.S. financial institution as of the end of the SweepstakesPeriod.

LIMIT: One entry per person, regardless of method of entry.

Alternate Method of Entry: To enter the Sweepstakes without checking your loan refinance rate, legibly hand-print your full name, state of residence, email address, and age, on a plain 3×5 inch paper or card. Mail your completed Mail-In Entry to Realtime Media, Attn: FromStudent Debt, To All Set Sweepstakes Entry (13297), 2460 General Armistead Ave, STE 209, West Norriton, PA 19403.