(1) Prize: $50,000 USD made payable to the winner via ACH electronic funds transfer.

Open only to legal residents of the fifty United States and the District of Columbia, who are at least eighteen years of age or older as of time/date of entry.

LIMIT: Up to two entries per person regardless of method of entry.

Alternate Method of Entry: To enter without checking your loan rate, completing the full application, and consenting to a full credit check in order to Lock In your rate, during the Sweepstakes Period, legibly hand-print your full name, state of residence, email address, and age, on a plain 3×5 inch paper or card. Mail your completed Mail-In Entry to Realtime Media, Attn: Race To Your Goals $50K Home Equity Sweepstakes Entry (12022), 2460 General Armistead Ave, STE 209, West Norriton, PA 19403. Mail-In Entries must be mailed separately in a hand-addressed, properly stamped envelope. No photocopied or mechanically reproduced Mail-In Entries will be accepted. Sponsor is not responsible for postage-due Mail-In Entries or for any incorrect or illegible data contained in any Mail-In Entry. Mail-In Entries must be postmarked by June 30, 2026 and received no later than July 7, 2026, to be eligible for the Sweepstakes.