I've also been using Paypal for years. I've heard recently that that's the only way Ebay bidders can pay for their auction wins now - because Ebay bought Paypal. Ebay transactions with Paypal number in the billions by now. Hopefully, they have the highest security anyone can have. Other online retailers are even starting to accept payment thru Paypal now because it's so popular. Personally, I like the idea of having my credit card/bank account information in one place instead of giving my information to several different online establishments. Retailers like T.J. Maxx have had their computer systems hacked into and compromised thousands of customers' banking information. Like someone else mentioned, you do have to watch your emails. Hackers have sent me emails regarding my account or an item I may have bid on recently, and if you click on the link to take you to Ebay or Paypal it will take you to a page that just looks like Ebay or Paypal. If you log in on a fake website, then they've got your name, password and all your information. If you do get an email and click on a link for either one, make sure that the internet address line shows Ebay or Paypal. When in doubt, always go to the websites directly yourself and log in. Good luck!